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The purpose of Searches are to establish whether there are any encumbrances, or other disabilities or concerns which may unavailable for sale, adversely affect the value of the property, may render the property or which might cause the purchaser not to buy. Searches are usually undertaken by the Solicitor or Conveyancer acting for the purchaser. For registered land the Conveyancer will search the Land Registry. For unregistered land they will search the Land Charges Registry. There are several other searches which can be undertaken, such as local land charges, parcels index search, and others.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.