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A common investment product sold alongside interest-only mortgages throughout 1980s, the Low cost endowment policy was designed to provide enough money to repay the capital borrowed at the end of the mortgage term. Mis-selling scandals and poor investment performance of this type of product has more or less killed it off as a mortgage repayment method.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.