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The Full Endowment Mortgage is an interest only mortgage through which capital is repaid by the proceeds of a with-profits endowment life insurance policy. The basic sum assured is equal to the mortgage, guaranteeing that the loan will be paid off in the event of survival or death. A tax-free bonus is sometimes also payable, subject to investment performance.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.