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In the context of leasehold property, Forfeiture occurs when a leaseholder fails to comply with one or more of certain of the conditions of the lease and forfeits all rights of ownership of that lease. But the leaseholder, in some instances, can mitigate the harshness of this.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.