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A legal remedy on default, all but obsolete in the UK. A Foreclosure order caused the borrower in default to forfeit the equity of redemption (i.e. on sale, the lender would keep any profit). A foreclosure order would have to be granted by the High Court of Justice.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.