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The right of a person (the lender) in whom two or more mortgages are vested to refuse to allow one mortgage to be redeemed unless the other or others are also redeemed. Consolidation can be used, for example, to prevent the redemption of the loan on a property of worth. while leaving a property of little value still mortgaged, thus leaving the lender exposed.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.