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A mortgage which has a maximum interest rate for a given period is called a Capped Rate Mortgage . The interest rate you pay will not go higher than the agreed capped rate during the period, but may rise or fall underneath the capped rate. At the end of the period the rate reverts to the lenders standard variable rate. A variant, called 'Cap & Collar' is where you only pay an interest rate between a maximum (the Cap) and a minimum rate (the Collar or 'floor').
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.