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A mortgage which is based on the lenders base rate which is usually close to the Bank of England base rate is called a Base Rate Tracker Mortgage. The interest rate is usually guaranteed at a fixed rate above the lenders base rate, unlike the lenders standard variable rate. Your mortgage interest rate will alter in line with any change to the lenders base rate, while maintaining the fixed rate gap.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.