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The Bank of England (BoE) Base rate is the national 'cost of borrowing' interest rate set and reviewed by the Bank of England. A lenders Base rate is the lenders interest rate upon which all other product lending rates are based. Most lenders Base rates are higher than the BoE Base rate.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.