Key mortgage calculator tools to estimate the amount you can afford to borrow
The following mortgage calculator tools will give you an estimate of how much you could afford on a new mortgage or savings you could make on your existing mortgage. These calculator tools allow you to experiment to see what factors might affect the amount you borrow or your ability to make the payments for a given mortgage. Just pick the calculator closest to what you want to find out and put some numbers in. You can change different aspects such as loan amount, interest rates, joint or single income values, deposit etc. to see how they would affect the amount you could afford to borrow and your mortgage payments.
Please note that any results shown are not a quotation and do not indicate that we will necessarily be able to find a mortgage matching the parameter levels you select. Also note that lenders use bespoke calculations to determine how much you could afford to borrow, and while our calculators use a reasonable model of afford ability, a given lender will use their own model to determine what they think you can afford.
Each mortgage we arrange is different due to your individual circumstances, but the mortgage calculator tools should give you an estimate of the amount you can afford to borrow or pay per month, as long as you enter realistic and sensible numbers into the calculator.
