As an Independent UK Mortgage Broker we offer UK Loan Remortgage Insurance Advice for all circumstances

Looking for a new mortgage or remortgage which is right for you? We understand the hassle and frustrations you have to go through to find a good mortgage deal, especially in the current circumstances. A mortgage is one of the biggest financial commitments most of us will ever make, and these days the choice of mortgages or insurance is complex, so let us help you get the right mortgage.

Independent UK mortgage broker

We are an independent UK mortgage broker which means we do not rely on commission from the mortgage and loan providers we recommend to you, unlike many mortgage brokers in the industry. This means we will never have a conflict of interest and will always be working for you and not the lender. Although we charge a fee for our residential mortgage recommendation and arrangement service, we pay any mortgage commission we receive back to you.

UK loan remortgage and insurance advice

We offer UK loan remortgage and insurance advice, for residential and commercial customers, and because we are independent, we are not tied to just using a small panel of lenders or insurers as many mortgage brokers are. We can search the whole market place to find you the best deal available to fit your circumstances. Here's what one satisfied customer had to say about our service.

".. originally went to Ocean Finance who put us through to First Choice Finances. They also got in touch with Preferred but they were going to charge a fee of £2700 so I went online and found yourselves and didn't look back!  Thanks for all your help Robert, you have been great. Will be in touch in about 18 months!" - J C, Hampshire more customer testimonials...

The following is just a sample of what we can do for you

Whether a first time buyer, remortgaging, selling and moving, a property developer or a 'Buy to Let' baron, with or without a poor credit history, we are waiting to find you a value for money mortgage or loan to meet your needs, and possibly save you money in the process.

If you're looking to arrange a mortgage, loan or insurance right now click here for more reasons why you won't do better than using Better Mortgages as your independent UK mortgage broker.

If you still feel unsure about using our services, here's our guarantee.

• The initial consultation (up to 30 min) is free. We will discuss your circumstances and be able to tell you whether we can help you or not, there and then.
• If we can't find you a better deal than either your existing mortgage or another mortgage 'decision in principle' received from any other lender or broker, it will cost you nothing, as long as you tell us what you've already been offered, during the initial consultation.
• If you decide to use our services then you only pay for the parts of the service you receive, up to the point where you choose not to progress. When you receive a mortgage offer, we have fulfilled our service and our full fee becomes due. We have a number of payment options including using any mortgage commission we rebate to you as an offset to our fees. This is outlined in our business terms documents.
• If you use our secure online enquiry form it will only cost your standard internet charges to find out whether we can help you, and if you speak to us by phone we don't use premium rate numbers so you won't pay anything other than standard rate phone charges.
• It's not in our interest to have unhappy customers, and we've never had a complaint yet, but if you are unhappy with our service, just talk to us. We take any issues you raise seriously and do our best to resolve them to your satisfaction. In the unusual event that we can't find a solution to resolve the complaint you are free to take your case to the Financial Ombudsman and we will give you details of how you can do that.

To use our service is very simple, just...

or call us on the telephone number above. Once you contact us here's what will happen next...

If you contact us by phone, our mortgage adviser will talk to you immediately or arrange a more convenient time to call you, if required. If you contact us by our secure online form, our mortgage adviser will do some preliminary research and contact you at the time and by the method you specify, usually within 24 hours. In either case our adviser can give you a good indication of whether we can help you, and can give you an estimate of the likely cost of a typical mortgage, based on the information you give us.

If you wish to proceed we will send you a package of information about our services including a copy of our Business terms and our 'Key facts about our services' document. If you want us to act on your behalf after talking to an adviser, you just need to sign and return our Customer Contract document and it's full steam ahead!

Act now - With so many advantages of using a full advice and recommendation service from an independent UK mortgage broker who can provide you with UK loan remortgage insurance advice within 24 hours, AND pay the mortgage commission back to you, why wait?

So if you want the advantages of an objective, tailored, hassle free, value for money advice service from an independent mortgage and insurance adviser, that could stop you from wasting thousands of pounds, saving you time, shoe leather, and patience, give us a try.  For a 'no obligation' initial review just fill in our secure online enquiry form or give us a call.